Tax deduction for the 3rd pillar in 2025 Pillar 3a supplements the AHV and the BVG. Payments into an account or into a pillar 3a insurance can be deducted from taxes. For the 3rd pillar in 2025, the maximum amount is 7 francs for employees. Double tax deduction from 258 If there were contribution gaps in previous years ...

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How safe is my money? The risk of loss is not only the sudden total failure of the bank as the account holder's debtor, but also a gradual loss due to taxes, fees or investment risks. How safe is my money from loss? In the event of a bank's bankruptcy, deposit protection applies up to 100 francs in Switzerland. Abroad, there is ...

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In principle, there is no obligation for private individuals to keep their tax returns and tax documents. Self-employed individuals, on the other hand, must keep tax documents relevant to their business. It is advisable for everyone to keep their own original documents until the final tax assessment is received. Are there any exceptions to the tax return? The big exception is the self-employed, who document their income and expenses and provide receipts for them. ...

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As an expat you may find yourself in dire situation with cantonal laws and the requirement that filing tax returns is a duty. On top, you might still own a home abroad, or have additional income from a side-business. With pension and insurance to be adjusted, things are getting complex. Basics of a tax return ...

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Rent or buy? In this article, we examine the question of how big the impact of taxes is for taxpayers who own their own property, and how the homeowner should fill out the tax returns for the property. In the following sections, we compare the financial scenarios for renters and homebuyers of a fictitious property over a holding period of 30 years. ...

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Rising health costs are a major challenge for our society. Their rise far above the growth of economic output and population is a major concern for everyone. In Switzerland, health insurance premiums will rise by an average of 2023% in 6.6. Unfortunately, the trend for the coming years does not look any better (source: statista). Fortunately, it is ...

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