Tax and financial services for homeowners and property buyers

Financing your own home: How can I afford my dream home?

Are you dreaming of owning your own house or apartment? As a property buyer, do you need help with financing and would you like to use professional financial services?

  • Don't know how the process works?
  • Would you like us to be there when you make your purchase?
  • Do you need help choosing the right bank or insurance company to get the best mortgage?
  • You don’t want to go to the notary alone?

We are there and offer you a carefree package covering all relevant topics for your home.

The mortgage

We would be happy to support you as a property buyer with an independent analysis and tailor-made financial services to help you finance your dream property. With a wide range of mortgage and loan offers, even outside of expensive banking products, we show you possible options. 

With our mortgage calculator you can quickly get a cost estimate. The interest rate calculated is not to be understood as a binding offer, but is indicative. Contact us for a more detailed analysis and other financial services such as very attractive Saron mortgages, based on our mortgage checklist

The Mortgage Exchange

As a property buyer, use our mortgage exchange to compare different lenders and their offers. Receive non-binding offers to compare. The mortgage calculator can also be used to easily check your own purchasing power.


Calculating Affordability

With our professional financial services and a detailed affordability calculation, we can quickly provide you, the property buyer, with clarity about the financial feasibility of your project.

valuation of the purchase object

When buying, it is important to know whether the price of a home is fair and market-oriented. Based on the latest transaction data, we help you as a property buyer to accurately estimate the value of your dream property. 

financing your own home

With our financial services, we show you how you, as a property buyer, can optimally use your savings, mortgages and pension funds (home ownership promotion, WEF) to finance your own home.

Insuring and Securing

  • As a property buyer and future homeowner, you need to protect your newly acquired property comprehensively. We support you in selecting and adapting  mandatory and necessary insurances such as building or household contents insurance
  • It is worth adapting your own and your family's living situation to the changed circumstances after the purchase. Together we will clarify whether affordability is also guaranteed in the event of disability or death. 
  • As a property owner, you never know how the environment will develop and what the future will bring. independent Clarifying your existing legal protection insurance and conducting a thorough needs analysis are worthwhile.

Taxes when selling your home

real estate capital gains taxes

The tax return for the real estate capital gains tax when selling a house or apartment affects all property owners who want to move to another property and have sold their home. We offer processing of the appropriate tax return as a standard product at the recommended price. After a brief consultation, you will receive a binding offer from us. 

Tax Planning and Home Ownership

Tax optimization always begins when planning the actual property sale. This can often save thousands of francs or even more. We are happy to help you also during this phase.

House and apartment in the tax return

As a homeowner, you are charged the imputed rental value. However, there are possibilities for deductions such as maintenance of the property.

tax return for the house sale

Implementation of the house or apartment sale

If you want to sell your property quickly and at a good market price, you don't need an expensive broker. We do this by focusing on price determination and offering it in an auction process at a fixed price.

This service is currently being developed regionally. Contact us if you are already planning a sale or would like to find out more about other financial services.

SimpleFinance by simpletax.ch logo
SimpleFinance by SimpleTax

Your contact for finances and taxes related to your home

Luigi Miggiano

LUIGI MIGGIANO 

Partner Finance & Investment
business economist

VBV FINMA Reg. No. 26010

Mauro Pamato

MAURO PAMATO 

insurance advisor VBV

Stephan Niggli

STEPHAN NIGGLI

tax returns of natural persons and tax planning

Dipl. Natw. ETH

services

  • The specialists at SimpleFinance by SimpleTax We independently select the most suitable and best financial and insurance products for you from a wide range. We always bill our services transparently.    
  • You can find us in 6 regions in the cantons ZH /AG: Dübendorf / Stettbach (City of Zurich, Lake), Bülach (Zurich, Weinland), Regensdorf (Zurich Unterland), Winterthur, Wetzikon (Zurich Oberland), Baden/Wettingen
  • Satisfying our new and regular customers every year is our motivation. As independent companies You, as our customer, are our focus.
  • With our financial partners we will find the best, but also individual solution for you. Buying and financing a home requires considering all aspects: contract, mortgage, tax planning, insurance and pension provision.  

Our partners and memberships

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NEWS AND THINGS WORTH KNOWING ABOUT YOUR TAX RETURN

Make an appointment – ​​submit documents – complete tax return

While many younger people and families are faced with the question of “rent or buy”, homeowners are often faced with the question of what to do with the property when their personal situation changes and their own use is no longer the focus: rent or sell? The reason for this could be a change of residence, the children ...

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The deferral of the property gains tax in the canton of Zurich makes it easier to purchase a replacement property when moving to a new home. Using the canton of Zurich as an example, the following table shows the three cases in which the tax is completely deferred, partially deferred or must be paid immediately and in full. Optimize the deferral of the property gains tax ...

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Simpletax has published a revised property gains tax checklist. It lists the most important documents and receipts for completing the tax return quickly. Property gains tax checklist: what deadlines apply? At most cantonal tax offices, the deadline for submitting the tax return is only 30 days. Depending on the property and documentation, the receipts can fill up files. Therefore, it is advisable to check with the tax office ...

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How safe is my money? The risk of loss is not only the sudden total failure of the bank as the account holder's debtor, but also a gradual loss due to taxes, fees or investment risks. How safe is my money from loss? In the event of a bank's bankruptcy, deposit protection applies up to 100 francs in Switzerland. Abroad, there is ...

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In principle, there is no obligation for private individuals to keep their tax returns and tax documents. Self-employed individuals, on the other hand, must keep tax documents relevant to their business. It is advisable for everyone to keep their own original documents until the final tax assessment is received. Are there any exceptions to the tax return? The big exception is the self-employed, who document their income and expenses and provide receipts for them. ...

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Press release Dübendorf, 1 February 2023: For over 20 years, SimpleTax Tax services at fair prices in Switzerland. With clients ranging from working people and pensioners to expats, the Swiss company has established itself as one of the largest experts in the field of tax consulting. The company now offers SimpleTax also offers straightforward, holistic financial advice. ...

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