SimpleFinance Financial planning

Financial planning

Financial planning and financial consultancy are an essential component of a well-structured life. It helps you set clear goals and develop a strategy to achieve them. Through careful planning, financial risks can be reduced and opportunities can be maximized. Good financial planning contributes to security and stability by preparing for future events such as marriage, buying a home, or retirement. Furthermore, it minimizes financial stress and ensures that you remain able to act even in unexpected situations.

The most important aspects of Financial planning encompasses various life events such as marriage, buying a house, having children, and longer stays or trips abroad.Furthermore, insurance, savings, income, and wealth accumulation are also important. Tax optimization is another crucial aspect, ensuring efficient use of income. Preparing for retirement, including considerations for old age and long-term care, also plays a vital role.

Financial services from Simpletax

We are often Simpletax asked whether taxes could be better optimized. This is usually driven by events such as marriage, children, buying a home, retirement planning or starting a company. However, many people are not sure whether these steps are possible, what financial and tax consequences they have, and what the right measures are.

If this question is clarified during the financial planning in the annual meeting with the Tax Advisory of Simpletax, it is often found that these measures are difficult to implement effectively without financial professionals and require a great deal of expertise, which in turn can be expensive. 

These financial services that are used as measures in financial planning are:

• Pension advice, i.e. clarification of the entire old-age pension, financial protection in the event of sudden incapacity to work due to illness or accident
• Search for the optimal, low health insurance premium
• Answering the question of whether self-employment requires the establishment of a company, what form this should take and how taxes saved can be
• Long-term tax planning and variant comparisons
• Estimating the tax consequences of selling your home

Depending on the type of service, we offer free initial consultations, guideline or fixed prices for defined services, but also further advice. The entire List and more information can be found on the individual subject areas.