Taxes on capital benefits are subject to a reduced rate in the Swiss cantons and are progressive.
This means that a capital payment can be withdrawn in a tax-optimized manner if it is tax planning divided into smaller amounts is.
Example: For federal tax purposes, the tax rate for capital payments increases to 11.5% for an amount of CHF 790. If this payment is split into 000 tranches, the tax rate drops to 4% and you would save over CHF 6.5 in taxes.