The taxation of home ownership and real estate in Switzerland

Real Estate, Imputed Rental Value and Income Tax (Owned Real Estate / Property Tax)

Anyone who has realized their dream of owning their own apartment or house must pay tax on this advantage. In the regular tax return, the so-called imputed rental value is declared as income and the market value as assets. The mortgage interest or the mortgage debt is deducted from this.

Tax optimization means that the maximum possible deductions are applied, such as maintenance costs. It is always worth comparing whether the deduction should be flat-rate or effective. The Simpletax this service can be ordered as an additional service.

Rented home and real estate as an investment

owner of properties not occupied by the owner also tax the rental income as profit and the market value as additional assets. If this property is located in another canton or abroad, a tax separation must be made so that the taxes do not have to be paid twice. This also applies to holiday apartments or holiday homes that are not considered a primary residence.

These aspects we will professionally handle this for you as part of your annual tax returnYou can send us your tax documents together with the bank statements for the mortgage, the estimate of the imputed rental value/market value (obtained from the cantonal tax office) and the receipts for maintenance send or submit online. 

apartment and house sales

Real Estate Transfer Tax / Real Estate Gains Tax / Property Sales Tax

Click here for the tax calculator: Have your property gains tax calculated and optimized by an expert.

When selling a home (apartment or house), the profit, i.e. the difference between the selling price and the purchase price, is taxed. Special, graduated tax rates are applied, which are reduced over many years, but in some cantons are still considerable even after a long period of ownership. For example, a seller of his house in Canton Zurich after 20 or more years still 20% tax on profits that 100’000 Swiss francs. For a very short period, the tax rate can even be 40%. Taxation is an important aspect that homeowners in Switzerland should considerto plan their tax obligations correctly.

Saving taxes on large amounts

Here too, it is important to optimize taxes and maximize deductions that increase value. In addition, many services such as brokers, advertisers or tax consultants can be claimed.

This special tax declaration for property gains tax is a one-off for each property and sale and can be very extensive depending on the extent of the deductions. However, due to the price of real estate, the declaration is worthwhile in almost all cases and leads to a refund of part of the taxes deducted directly on the sale. These aspects of taxation are particularly relevant in Switzerland in order to make the most of the financial advantages of selling real estate.

Have the property gains tax return filled out

For most people, selling their own home is a unique and often emotional experience. The tax situation and the associated taxation are therefore unknown. In this case, it is worth using a professional service provider.

We will complete this property capital gains tax return for you professionally, quickly and inexpensively. Please contact us, we will be happy to make you an offer with a fixed price.